Rajesh Gandham

Senior Deputy Manager
Visakhapatnam, IN.

About

Highly accomplished Senior Deputy Manager with over 7 years of progressive experience in finance and banking, specializing in end-to-end trade finance operations, financial planning, and accounting. Proven ability to drive operational efficiency, ensure stringent regulatory compliance, and deliver actionable financial insights, contributing significantly to organizational success and strategic decision-making.

Work

ICICI BANK LTD
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Senior Deputy Manager

Summary

Led end-to-end trade finance operations, ensuring compliance and mitigating financial risk for a leading private sector bank.

Highlights

Directed end-to-end Letter of Credit (LC) operations, ensuring 100% compliance with UCP 600, ISBP, and Incoterms to facilitate seamless international trade transactions.

Analyzed export/import documentation to proactively identify and resolve discrepancies, minimizing financial risk and accelerating transaction cycles.

Processed high-volume SWIFT (MT103, 202, 400-999 series) and ISO 20022 MX messages, leveraging automation for enhanced efficiency and accurate discrepancy resolution.

Served as Business Analyst for trade finance process improvements, documenting workflows and gathering user requirements to support digital transformation initiatives across LC, BG, and SWIFT message flows.

Ensured robust AML and KYC compliance, implementing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes to meet stringent regulatory standards.

CHAITANYA PACKAGINGS PVT LTD
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Finance & Accounts Manager

Summary

Managed end-to-end financial planning, analysis, and accounting operations, driving strategic decision-making and ensuring accurate financial reporting for a manufacturing firm.

Highlights

Spearheaded financial planning, budgeting, and forecasting processes, providing critical insights that informed strategic decision-making and optimized resource allocation.

Managed comprehensive Record to Report (R2R) processes, including sales invoices, purchase ledgers, and journal entries, ensuring 100% accurate financial reporting and compliance.

Optimized Accounts Receivable (AR) and Accounts Payable (AP) functions, significantly improving cash flow management and liquidity.

Identified key financial trends and conducted in-depth variance analysis, collaborating with cross-functional teams to deliver actionable insights that drove operational efficiencies.

Developed and implemented effective methods and tools, resulting in significant time savings and improved overall operational efficiency.

Education

MPES College, affiliated to Jawaharlal Nehru Technological University, Kakinada

Masters

Business Administration

Grade: 78%

S.G.H.R.M.C.M.R. College, affiliated to Acharya Nagarjuna University

Bachelor

Commerce

Grade: 70%

AMG Junior College, Board of Intermediate Education, Andhra Pradesh

Intermediate

Intermediate (M.E.C.)

Grade: 73%

Darahaas Concept School, Board of Secondary Education, Andhra Pradesh

Matriculation

Matriculation (SSC)

Grade: 89%

Awards

Level 3 Certification in Trade Operations

Awarded By

ICICI Bank

Awarded for outstanding performance and expertise in trade operations during FY 2022–23.

Academic Excellence - MBA

Awarded By

Jawaharlal Nehru Technological University, Kakinada

Ranked 1st in MBA program, demonstrating top-tier academic performance.

Academic Excellence - SSC

Awarded By

Board of Secondary Education, Andhra Pradesh

Ranked 3rd in SSC, demonstrating consistent top-tier academic performance.

Languages

Telugu
English
Hindi

Skills

Financial Operations & Compliance

Letter of Credit (LC), Bank Guarantee (BG), SWIFT Messaging (MT103, 202, 400, 410, 412, 420, 499, 700, 707, 734, 760, 767, 799, 999), ISO 20022 MX, UCP 600, ISBP, URDG 758, AML (Anti-Money Laundering), KYC (Know Your Customer), CDD (Customer Due Diligence), EDD (Enhanced Due Diligence), Regulatory Compliance, Trade Finance Operations, Income Booking, NCLT Case Management.

Financial Planning & Analysis

Financial Planning, Budgeting, Forecasting, Financial Reporting, Record to Report (R2R), Cash & Bank Reconciliations, Accounts Receivable (AR), Accounts Payable (AP), Variance Analysis, Financial Modeling, Data Analysis.

Business Analysis & Process Improvement

Workflow Documentation, User Requirements Gathering, Digital Transformation, Process Improvement, Strategic Decision Support.

Software & Tools

MS Office Suite (Excel, Word, PowerPoint, Outlook), Tally, Fircosoft.

Core Competencies

Leadership, Interpersonal Communication, Cross-functional Collaboration, Problem Solving, Critical Thinking, Analytical Thinking, Continuous Learning.